There are several reasons why the bankroll management is so important in agen poker terpercaya. The first reason is that you are going to have the ability to play for a longer period of time. But you are going to need to be careful with your bankroll so that you do not bust. This is because even if you are a good poker player, you are never going to know how the cards are going to fall so you is not going to be unusual for you to lose 10 games in a row. With the bankroll, you can continue to play no matter what.
The second reason is that you are going to have better control of your emotions and you will be able to play a lot better. This is because the bankroll will be able to absorb all of the losses so you are not going to be stressed out when you lose the game. Most of the time, when you lose a game, it is just simply because of bad luck. Therefore, the bad luck is not going to affect the bankroll. Plus it will allow you to learn how to play the game even better.
The third reason is you have the ability to plan for the future a lot better. This is because you will have the ability to do more long term thinking. Therefore, you are going to have a better strategy for your poker games. Once you have set up goals for yourself, then you will be able to play high stake games as your bankroll begins to increase. This is because you are going to have a solid bankroll to back you up. You can set up the limits for the wins and losses so that you can enjoy playing the game.
The fourth reason is that it can ensure that we don’t chase down any of our losses when you have a losing streak. This means that even though we are going to be losing money when you lose a game, you are going to know that you have money in your bankroll so you are not going to be as worried about your money. The fifth reason is that you are not going to get carried away when you are winning the game. Therefore, you will not have as much at stake when you lose a few of your games.
The sixth reason is that you will be able to lose a lot of games without losing a lot of money. Therefore, you are not going to run out of money before you begin to win some more of the games when they are compared to the amount of losses that you might have with the poker games. The last reason is that the bankroll will allow you to make better decisions about the poker games that you are playing. This means that the betting decisions that you make are going to be a lot more rational as long as you have the bankroll for backup.
The Book of Ra
The Book of Ra is an online slot machine game found on the home website as well as many online casinos. There are two modes of play for the Book of Ra. One is the Book of Ra classic and the other is the Book of Ra deluxe. Both also include bonus rounds which can be won by spinning the wheel and earning enough “Books” on the spin to enter into the special bonus spin rounds. The idea behind the gameplay is that the player is an explorer searching through Ancient Egypt for a magical book that brings incredible wealth to its owner. Its sound effects, symbols, and background images all convey the sense of Ancient Egypt and introduce the player to some of the history mythology of Egypt.
Book of Ra Classic
Classic is the original version, which over the years has become one of the most popular online slot machine games. With the Book of Ra Classic the goal is to discover the hidden treasures. Players will have nine play lines on five reels, and achieve gains when they collect the same combination of symbols, or treasures, from left to right in the winning line. There is also a “Book” symbol (for the “Book” of Ra) which will be a wildcard symbol and a bonus symbol.
In the Book of Ra classic, players can gain a bonus game when they achieve three or more “book” symbols on a line. The bonus game consists of ten free spins, and players will be able to gain up to five more times by clicking the “risk” button (selecting one of either red or black cards). If a player hits the same color that then appears on the screen, they will double their winnings. If they pick the other color, then they lose any gains that they had made on the earlier spins.
Book of Ra Deluxe
The Book of Ra Deluxe is an upgraded version of the classic Book of Ra slot machine game online – you can check it out here: Book Of Ra deluxe. It has improved graphics and a more intense play-mode online. It also offers an additional play line, so players will have ten lines instead of nine. Just as in the other version, the goal is to collect as many identical symbols from left to right as possible on each spin, and Books can be gathered for the bonus in any order, on any series of lines. Having three or more books earns a bonus game, which plays out exactly like the original version.
Play For Fun or Money
The Book of Ra is playable for fun on most common web browsers including Mozilla Firefox and Google Chrome. You can find it for free without winnings on the Book of Ra website, and not even need to download any special software to play. It is also found at several different online casinos depending on the licensing agreements of your country. Each individual casino will have different bonus options for playing Book of Ra on their site.
Novoline and Gaminator Group are the owners of the Book of Ra Slot machine games.
Gambling on the swirl of a numbered wheel happens to be most popular betting activity in the world. However, winning a roulette bet in casino poses a great challenge to many people especially to those who have no roulette strategy to work for them. You cannot just rely on blind luck approach and then expect to win a roulette bet. Instead, equip yourself with few roulette strategies, and this will provide you with higher chances of winning. Here are some of the tips that can help you win numerous online roulette bets.
- Choose Your Online Casino Wisely
You need to know that not all casinos you find can be trusted. There are numerous online casinos and all present themselves as perfect and trustworthy, and since this is not always true, you’ve got to choose wisely. First of all confirm legitimacy of any gclub casino, you opt to play online roulette in by tracing their track records. Various sites are available online to help you differentiate between a trustworthy and a one-night casino site. The point is that if your choice of online casino is a swindle, you will never win no matter how good you are in roulette gambling. You fail in this one, and for sure you will fail in everything else.
- Play a Roulette Version That You Are Conversant With
Roulette game comes in varieties which include the European Roulette that does not have the double zero number and thus has a total of 37 numbers rather than the usual 38 numbers. Every roulette has its advantages depending on how you understand it because the payouts are also different. However, European Roulette is usually considered to offer higher chances of winning because it has a higher number of odds.
- Before Placing Any Bet Have a Statistical Understanding of the Odds
With roulette, it is possible to win a lot of cash by placing a bet on one number or win small amounts of money by placing a bet in many numbers. The fact is that there are higher chances of winning when there several numbers in your bet and lower chances of your chip hitting one number and that is how the payout is always high with a one-number bet. Since betting on multiple numbers has higher chances of winning, it is always advisable to either play outside the board or bet using several numbers.
- Never Gamble with More Than You can afford
This can be the worst mistake to do in any type gambling including the online roulette betting. Many people opt for the higher roller tables that need them to place at least $100 per bet, yet they know very well they cannot afford it. In case you happen to lose in the game you should count yourself a double loser. Always set a budget before you begin playing and then stick to a particular pattern and you will find yourself winning money a lot easier than targeting unrealistic bets.
Planning to play online roulette without having prior preparedness means you have already projected your loss in advance. You ought to prepare your approach well, and this includes being totally vigilant when choosing the online casino and then applying other tips as outlined above.
Is it really true? Can online gambling, on sites such as sbo, be used for relaxation purposes? Come on, everyone knows what it’s like to get stressed out. You have been pounding away at work all day long and you just want to go home to some me time. You want to relax and games are what do it for you best. More specifically, gaming that involves the fun of real world gambling, casino style. Did you know that a survey of 500 United Kingdom adults found that games are great for personal relaxation. This is a recent discovery that is changing attitudes about habits such as gambling and relaxation time. So listen up all you gamers out there, this is some of the best knowledge you may be exposed to ever. It could change your life and make you rethink your plans for the night.
Online gambling and relaxation
So here are the facts, as the modern world sees them. Everyone is playing games on computers these days. In the past, this might have had a stigma surrounding it, but today it is almost normal. Playing video games lends itself directly to online gambling, both are virtual worlds that invite the players to relieve stress and have high stakes fun doing so. Not only are kids and young adults gaming, but so are seniors over 55. That means there are a lot casino goers, Kino players and slot machine enthusiasts waiting to get online and mingle about. This is partly because of devices like the Nintendo Wii, but there has always been a serious market for online gaming and gambling enthusiasts. It really does come down to playing and gambling gets people to relax in ways nothing else does better. Modern media has given a negative spin to video games and gambling alike, saying they cause violent tendencies or even depression. Don’t believe the hype, it is so not true.
Gaming and gambling are a kind of meditation
If you think about it, this totally makes sense. Since the first crosswords, people have found it relaxing to do some brain teasers. Puzzle games and board games invoked a similar response in their diehard fans. All the best games incorporated some kind of pay off or money exchange like Monopoly, then we moved into the electronic age. Pinball came along and in a way, it was an understated slot machine that took quarters in exchange for ball time plays. All these were great, but they had a predecessor, the card playing games and roulette tables at casinos around the world. Yes, gaming has always been around in some form and it provides a kind of meditation for the adult mind. Men and women love to gamble as adults for the very same effects on their mind and bodies. It is stimulating, yet relaxing at the very same time. This goes against the very ideas that the media spread today about video games and gambling alike. Even psychologists are starting to say that playing games and online gambling can have a positive impact, because they stimulate cognitive growth in the brain. So no matter what the media may tell you, gaming and gambling are a meditative, so don’t be afraid to use them for relaxation.
Can you still make money playing poker online?
Poker is an old card game that has been around since the 1600s. This game of chance and luck is not for everyone but people who play sometimes win a decent amount money. While poker is able to provide some monetary winnings for players; people probably shouldn’t rely on winnings from this game to earn a living.
Normally, poker is played in casinos but people can play this game online as well – on bandar sbobet or other portal. Poker playing on the internet does allow people to make money. However, they just cannot expect to get rich. The following information will describe how people can make money playing poker online and their odds of winning.
The Odds of Winning at Poker
A skilled poker player knows that there are odds to winning this game. These odds are based off the type of winning hands that a player can get. In poker, there are 10 ways that people can win at this game. Here is a list of those 10 winning hands and the odds that accompany them.
- Royal Flush 647,739:1
- Strait Flush 72, 192:1
- Four of a Kind 4,164:1
- Full House 693:1
- Flush 508:1
- Strait 254:1
- Three of a Kind 46.3:1
- Two Pair 20:1
- One Pair 1.37:1
- High Card 1:1
As you can see the odds of winning decreases for the top tier hands as opposed to the lower hands. The odds of winning lower hands are extremely high. Keep in mind that the lower hands are easy enough for all players to win at some point during different rounds of poker. Since this is the case, it further reduces the chances of a player being able to consecutively win during various rounds.
Keep in mind that the goods odds for winning at a lower hand will allow a person to win a lower amount of earnings. The upper hands will allow a competitor to win more money in one single setting but the odds are low for pulling this off.
Keep in mind that a person can win at poker if they know the odds and have experience. They will also have to consistently play this game if they want to frequently win. This brings up the next point to this discussion – the luck factor.
Luck and Chance at Poker
Luck and chance also play a role in poker. While a person can know the odds, have experience and be good at bluffing; that doesn’t mean they are going to win all the time. It just increases their chances of winning. Another factor that will help people to win money at this game is known as luck. While most people do not count luck as a viable means to win it does play a factor for competitors winning for an extended period of time.
Keep in mind that a person can’t really count cards in poker. That’s because the cards are shuffled for each round of play. Theoretically a player can get two royal flushes in a row. According to the odds, getting two royal flushes is nearly impossible. However, if a person is lucky they can pull something like this off. This in turn will increase their overall winnings at this game. Also, some players can win by simply being dealt the right type of cards during a hand.
Ultimately, people can make money playing online poker. They will have to know the rules for the style of poker they are playing and have the experience to outperform other players and the house. While most people will not be able to earn a living playing poker; a handful of people can and have actually turned this game into a lucrative form of income.
Joining online casinos can allow for you to possibly win big money. The truth is that there are no limits to what games you want to play. There are all kinds of online casinos that are in operation every day. Use these tips to help you win as much as you can.
Tips For Playing on Online Casinos
– Enjoy The Gifts
When you join an online casino, there will always be bonuses when you deposit a certain amount or play a certain number of games. Be sure to enjoy these bonuses and receive these gifts freely since they want to give them to you. Watch out for the promotions, gifts, and all the bonuses. There will usually be several to enjoy the moment you join the site.
– Learn Your Game Efficiently
Once you are all signed up, choose two or three games that you want to dominate. Strive to look at all of the unique aspects of the games you plan on playing. Learn every rule and trick in the book to help you win as much money as possible. Just a few random tricks up your sleeve can help you win as much as you can.
– Spend Less, Play More
If your budget is around $100, try to avoid the games that require $10 or $20 for every round. There are slots that could be very expensive, so be sure to find the games that can allow for you to play more games and spend less. The key is to be patient and to play the games that are a lot cheaper.
– Let Science Do Its Job
The way a casino works enables for every card being dealt to be held by chance. They try to keep it as real and open as possible so to not let people win by a specific blueprint. Do not get sucked in by your superstitions because there is no way to control the outcome of any game no matter what.
– Limit Your Playing
Several online casinos (for example gclub) have limits in place with your accounts to ensure that you are not putting in so much money. These limits can be set by you before you start gambling. Sometimes, it’s easy to continue playing and winning thinking that you’re not actually putting in that money since it is all online. However, the limits can help stop you from gambling all of your money. Also try to research through sites before joining, because some online casinos can be very shady and won’t send cash out to their winners. Just be sure to work with real online casinos.
To win as much from your efforts online, the key is to strive towards playing the games that you genuinely enjoy. The goal is to have fun and put your money in the games that you enjoy. There are several people who play for the money, but you could be missing out on all the great fun just from playing. The tips above will help you maximize your time when trying to take home the big jackpots.
The days of dressing up and taking a long drive and/or flight to enjoy the excitement of a casino are long gone. Now, all of this excitement and more can be experienced from the comfort of home, with reputable and engaging online casinos as sbobet. These casinos offer the same games (and many more) and ways to play as regular casinos, operate with real money, and plainly, are a blast.
However, the other side of this easy accessibility is that gamblers need to be careful—one thing can quickly lead to another and funds can be lost in a matter of minutes! Players must adhere to several, ultra-useful tips and pieces of advice to maximize both their fun and potential winnings through online casinos.
Let’s take a look at some of this advice!
Online gamblers should be sure that their initial bets are very small. Although the urge to place massive wagers right off the bat can be tempting, doing so increases one’s risk of losing a lot of money and not having a good time. Moreover, because physical casino chips obviously aren’t used in online casinos, the real-world limitations upon betting are therefore absent. In other words, it’s easy to notice when one is losing a lot of chips in a physical casino, but it’s a lot harder to notice when one is losing a lot of digital money in an online casino.
Placing small bets—at least at first—is strongly recommended for online bettors.
Study Games Before Playing
Next, online gamblers should be sure to carefully study and learn the rules and processes of any game(s) they plan to play—before playing, that is. Because, as many have found out the hard way, money can be lost in a heartbeat on games players are unfamiliar with.
However, the big difference between physical and online casinos in this regard is that the former establishments prove rather intimidating for individuals not familiar with specific games; this type of player will hold up both the dealer and the rest of the table, likely becoming rather embarrassed in the process! This point dissuades many from giving unfamiliar games “a go” in physical casinos. Online casinos, inversely, operate at one’s own pace; it’s therefore easier to get wrapped up in unfamiliar games.
Be sure to study and learn any online casino game before wagering real money on it!
The point is that online gamblers should be sure to have fun—otherwise, there’s no purpose in placing bets!
These tips are sure to help those new to online gambling learn the ropes, and hopefully, with a little bit of positive fortune, take home some serious cash!
Thanks for reading and good luck!
Online casinos have become one of the preferred places that people enjoy playing cards due, partially, to the enormous benefits associated with playing in them. Online casinos can be easily played in without any real effort and a player does not need to drive to a casino or create a group of gamblers enjoy a game. This greatly increases the opportunity for playing various casino games and online casinos typically offer a wider range of tables with varying skill levels and gambling amounts. There is no need to wait for the small stakes table if you want to and there is no stigma attached when playing for bigger stakes. Finding the right online casino, e.g. agen bola, and modifying your playing style can greatly enhance you online casino winnings. Try the following strategies when gambling online to win more frequently.
Know the Promos and Bonuses
There are many different online casinos out there and these online casinos are competing against each other for your business. Many offer promos to sign up as well as when you reach a certain level of activity in the casino. Play these various casinos off of one another by taking advantage of the sign-up bonuses that they offer and what is needed to reach these thresholds. Be sure to fully understand the stipulations of the bonuses and promos and don’t be afraid to reach out to them for clarification on the rewards before you sign up.
Playing Multiple Hands and Taking Advantage of Weaker Competitors
Many people who have some skills in poker and other games where you are playing against other gamblers will play at the skill level where they are currently at. For example, they will play at the skilled or professional levels where they are facing a higher level of competition. This is often a mistake if you want to make real money in online gambling. It is often better to play at amateur tables where you can take advantage of weaker players and effectively earn money by exploiting these players. Since many amateurs will play with smaller hands, you may need to play multiple hands to earn more significant amounts. Choose a casino that allows multiple log-ins or learn how to effectively multitask playing multiple hands.
Learn How to Bet Online and Use Practice Tables
Even if you are an expert in a specific casino game, you should realize that online casinos are simply a different beast and need to be approached differently than a traditional casino. You will need to relearn how to play effectively in an online casino versus your traditional casino skills. Some players can be overly aggressive and bully other players in traditional casinos but find that these strategies are ineffective online. The same is true of bluffing in an online casino. Don’t be afraid to practice online in free online casino games until you hone your online casino strategy and learn which techniques benefit you in an online casino as opposed to in a traditional casino. Doing so can make you a significantly better player in an online casino and greatly increase your winnings.
When it comes to placing bets online there are a couple of things that people need to consider. Placing a bet on the Internet is definitely simpler, but there are things that people should do before they place a bet.
Consider Multiple Websites Before Betting
One thing people have to do is consider multiple sbo sites before they place a bet. So many people that are interested in betting will place a bet on the first website that they go to. It is better to look at the layout and get a gauge for what the website looks like before a bet is placed.
It is also a good idea to get an ideal of what other people think about the site before you sign up. There are usually going to be a plethora of reviews about any betting site so people should be aware of what others are saying about a particular site before bets are placed.
Another thing that people need to do is consider the stats that are found on the website. When bets are placed there is a pretty good chance that a history of any matchups between teams will be available on a good betting website. These stats will usually tell who won previous games and even give stats about the players. This is usually the best indication for winning when it comes to placing a bet for something you have not put money on before.
It is good to have access to a website that has these kinds of stats because it gives you a better feeling of who is the underdog in the matchup. If you do not know about who is playing the role of the underdog you will never really know what you are betting on.
Bet on What You Know
Another awesome rule of thumb when it comes to bedding is to make a bet on the things that you know about. This is going to be the most practical way to ease into the online bedding. Many people like to go outside of their comfort zone early on, but it would make a lot more sense to place their money in to sports that they are familiar with. People that are familiar with basketball are going to have a better chance winning with basketball. They are not going to magically predict who is going to win a baseball game or boxing match just because they have started placing bets online.
Betting a Little at a Time
The most important thing that one can do is place a little bit at a time when one is new to betting. So many people will go all out on betting, but they really should take the time and see exactly what their area of strength is. Some people are going to make better decisions on bets that involve single games. Others may have a tendency to make better betting decisions on a series. People have to simply get into a little bit at a time and expand before they put their time and money into betting.
Online poker has become a global phenomenon. The surge of popularity of online poker has come as a direct result of the resurgence in popularity of poker overall. No longer considered to be a “man’s game” played in smoky rooms on Friday nights, by guys drinking too much and talking for hours about nothing, poker has become a popular form of both relaxation and gambling for many. There are literally thousands of sites that let you play all kinds of poker anytime and anywhere. Millions of people log into these online poker sites every day and play for both relaxation & fun, and in many cases real money. So why is online poker so popular? Let’s take a look at the 3 top reasons why online poker is so awesome that is has become the world’s number one online relaxation trend – source: judi poker online android.
You Can Play Anytime & Anywhere
Online poker allows you to play your favorite style of poker anytime, and anywhere. You no longer have to seek out a private game, head to a poker room, or visit a casino to get a chance to sit in on a game. You can play a quick game on your lunch break, lying in bed with your spouse, sitting around in your underwear, or even relaxing in the tub after a long day of work. Online poker has also allowed for a social aspect to be brought to the game. Most sites offer some sort of social networking features, such as invites friends from social media platforms to join you in a game, allowing chat amongst players, or organizing private rooms for just you and your invited guests. The convenience and social aspects of online poker make it perfect for those who want to focus on the fun and relaxation of gathering with friends or meeting new people over a friendly game of cards.
You Can Play for Fun or for Real Money
Most sites offer you the chance to play for free with site credits as much as you want. You can use this system to just enjoy a friendly game and socialize or to learn the game or hone your rusty skills. If you are interested and feel that you are ready, you can always change over to playing for real money and experience the thrill of upping the ante, bluffing your way through the hand, and taking the pot. This can be a great way to earn a little extra cash if you are good enough, or to just challenge yourself at a new level. A great many sites will even offer to match your initial real money deposit 100% up to a certain amount. This means that you can play more for less bucks.
You Can Hone Your Skills for Real World Poker
One of the best aspects of online poker is that you can play as much as you like against a wide variety of opponents any time you feel like it. This is perfect for those who want to learn how to play, or who have not played actively in a while to hone their skills. Most sites offer a free play system that works on site credits which are either freely given, earned via watching advertising segments, gained via performing other activities such as social media interactions, or which recycle over an established period of time. This type of play is the perfect way for someone who is new to the game, or who wants to improve their play to do so without risking real money.
Online poker is awesome, and these are just a few of the reasons why. If you love poker, or if you have never played and you want to learn the game, why not check out some of the great online poker sites that are around. Who knows you might even make a few new friends along the way.
In a Casino gambling, losing is one of the worst feelings. Regrets and repentances are mostly felt by gamblers. However, many of the gamblers who lost in their bets come back with enough knowledge. They often seek for multiple tips and techniques on how to properly decide on a gambling match and what team or what particular action should be chosen. There are several websites like Iscram2012 that offers tips and techniques for gamblers to successfully win in their bets. By consulting with professionals and experts in the field of gambling, who also wants to share their skills to young gamblers, we have come up with a list of practices to help you beat the casino tactics. Since a lot of people involved in casino gambling are also using their own tricks and practices to win the game, here are some of the defenses for their attacks, as well as some of the attacking actions to help you win and beat their tactics.
Take a time to look at time
As said earlier, Casino won’t let a person win unless he keeps track of time. Losing the sense of time will let any gambler bet until they lose their whole money. It is important that you wear a watch or make an alarm that will help you in realizing the sense of reality and accomplishment. You may set a 30-minute count clock and once the alarm starts, you also start leaving the casino, whether you are losing or winning. In this way, you can still spend the money you have left or you have more on other things rather than losing it all in betting.
Stay Away with drinks
You may not notice it but the “free drinks” offered in the Casino are mostly tools for you to lose. Alcohol greatly impairs and clouds your judgment and dulls all of your senses. The great way to tackle and oppose this is by simply saying “No, Thank You”. The main reason of employment of waiters and waitresses is to encourage you to drink until you lose your senses. However, they can’t force you to drink that alcohol and you can make all possible excuse for them to leave you alone.
Know the time of quitting
A good gambler knows his own luck, whether it’s kicking in or not. It is significant and valuable for a gambler to know the time of when to quit and settle for the day. Although they say that quitters never win, in gambling, quitters don’t lose after all. Quitting is just part of the game and it is just like saying that “I will be back tomorrow”. If you don’t know when to quit, you’ll end up losing instead of winning.
Take time to look at your ratio of winning or losing
Your lose-win ratio is the also substantial to keep you on track. Once losing started overcoming winning, you set the time to stop. Whether 20 minutes after or whatever, just make a plan to stop so that you won’t lose any further.
There is no better feeling than winning in any particular obstacle or challenge in life. Surely, the winners of a soccer game or any sport feel a sense of accomplishment, but how much more are the winners of betting for that particular winning team?
Winning in betting equals the same sense of satisfaction and the feeling wanting more just like the players. But winning is a dangerous thing for gambling. It is what makes gamblers keep on spending their money until every ounce of the money they have, is spent or lost in the bet.
The internet made way for all gamblers to participate in any sports gambling. There are millions of people engaging in sports gambling on the comfort of their houses through the use of an internet connection. Several websites and online account have appeared on the internet to provide an access platform for gamblers.
Due to its easy transaction and voting, along with money down policy, Internet Sports Gambling increased its popularity and extended to almost all of the countries in the world. Although some countries prohibit gambling, there are still citizens who illegally gamble in their homes.
Talking about gambling, Casino and Sports are two of the wide platform for gambling. Casino gambling mostly deals with card games like Poker or in a Casino arcade you have multiple ways to gamble your money.
There is a spin the wheel machine, arcade games, and much more. Comparing it with sports gambling, both of them are fun and at the same time give you chances of winning. However, Sports gambling is a step higher since it does not only allow a person to win but also provides an additional entertainment with the sport itself.
Sports Gambling is mostly rampant in any part of the United States of America or in the United Kingdom, but momentarily, the whole world takes part with it. The advent of technology and the breakthroughs in the internet made way for all gamblers to bet on a particular sports event.
Most of the widely bet sport is soccer and UFC or the Ultimate Fighting Championship. Many people watch these games solely for entertainment or for support, but others don’t want to settle on that and also want to win through betting.
One thing there is no shortage of on the internet is opportunities to gamble. We are spoilt for choice, whether your fancy is for betting on sports, playing virtual card games or bingo. One of the things that makes internet gambling so potentially dangerous is that it is easily available for 24 hours a day. The real danger comes when you combine this factor with the fact that it is so easy to feel detached from the reality of money spent online. Gradually racking up a debt online does not feel the same as handing over hard earned cash from our wallet, so it is that much easier to lose track of how your online spending is mounting up.
For these reasons, debt problems from internet gambling are on the increase. In this article I hope to clarify some of the legal issues around online gambling, as well as providing some advice on dealing with the underlying problem and the debts that result from it.
Legal Issues Around Gambling Debts
When we talk about debt from online gambling it is important to be clear about the nature of the debt, because who the money is owed to does make a difference. People are often unsure about the legality of debts from online gambling. In the UK you can gamble legally on credit and incur a debt, but this debt is not then enforceable through the law.
However, there is an important point to make here, which is that this only applies when you are using credit extended by the company offering the gambling (casino, bookie, etc). If you use a credit card company to pay for internet gambling, that is a legally enforceable debt the same as it would be in any other circumstance, because you have borrowed money from the credit card company, not the casino. It is now against the law in the US to use a credit card to pay for online gambling.
You will find that many credit cards will regard a payment to an internet gambling website as a cash advance. This is then clearly borrowing money from the card company and the debt you incur can be pursued through legal action. If you do use a credit card to pay for online gambling this way, you should be aware that cash advances on credit cards are almost always charged at a much higher rate of interest than normal credit for purchases.
How To Deal With Debts Caused By Gambling
In dealing with gambling debts, there are two separate issues to tackle. One is the debt itself, and the other is the habit of gambling that led to the debt. Even if the debt is dealt with, it is likely to build up again if the root cause is not tackled too. Let us first consider the problem of paying off the debt.
The principles for tackling debt are nearly always the same, irrespective of the causes of the debt. To permanently deal with debt you should not be considering borrowing more money or paying anyone to deal with your debt for you. These courses of action are likely to deepen your debt in the long run.
With a little advice, you can deal with your debts yourself, by contacting your creditors and agreeing terms for repayment that you can afford. There is clearly more to it than that, but it is beyond the scope of this particular article. The process is straightforward and allows you to take back control of your finances.
Factors Leading To Internet Gambling Debts
It may help to have an understanding of why some people can become addicted to online gambling. The following are often contributory factors:
Gambling can be thrilling, leading to an adrenalin rush and feelings that we want to recreate time and again.
Many addictive gamblers think that they can win money and that this will solve all their other problems. It actually just leads to more problems by creating debt, which can then make it seem even more important to win the money, creating a vicious circle.
Addiction to gambling can actually be a mental disorder, which can lead to a compulsive need to gamble.
Being addicted to online gambling is often associated with other personal difficulties, including depression and stress.
Online Gambling Debts – The Warning Signs You may have a problem if you can answer yes to any of the following questions:
When you are not gambling, do you think about gambling and how you are going to get back to it?
Have you ever missed work because of online gambling?
Do you feel the need to gamble again after winning or losing?
Is the length of time you spend on gambling getting longer and have you ever spent longer online than you thought you had?
Are you secretive about your gambling with family or friends and do you dislike other people bringing it up?
Practical Steps To Tackle Online Gambling Addiction If you think you may have a problem with online gambling, here are a few simple steps you can take to begin to reduce or stop the habit:
Be open with friends and family and seek help with the problem.
Cancel any accounts you have with websites for online gambling.
Consider using software that blocks your access to online gambling websites.
Keep a proper, ongoing record of everything you spend – take steps to bring home the fact that the money you are using is real.
The advances in broadband and wireless technology have made the world come together closer than never before. Now virtually everything is possible on the net-shopping, clinching business deals, social networking, and even gambling, the ever-favorite pastime of men. Online gambling first emerged in the early part of the 1990s and had become an instant hit, with an estimated 3000 online websites on the net today. It totally radicalized the gambling industry and has seen takers from across age groups. However, just like the land version, even internet gambling is fraught with problems. The addiction problem prevails in the online world as well.
What is problem gambling?
Problem gambling is an impulse-control disorder that leads to major disruptions in all areas of life: psychological, social, vocational or physical. It also includes the stage of ‘pathological’ or ‘compulsive’ gambling. Problem gambling is characterized by an increasing preoccupation with gambling. They have an urge to bet money more frequently and become restless or irritable, if anyone tries to stop. They usually are aware of the mounting, serious, negative problems but staying off the bet becomes the most difficult thing for them.
Online problem gambling is a manifestation of the aforementioned problems. But a study has shown that people who indulge in online gambling have more serious addiction problems than those who use the lottery or play slot machines. Online gambling problems are on the rise because of the explosive growth of the internet.
Causes leading to Internet Gambling
o The privacy and anonymous nature of the internet space has led to people taking to gambling without any hesitation.
o Easy accessibility of online games in the internet has led to people spending more time on gambling.
o Those who work on the internet most of the time can easily avail of online games. This gradually leads to addiction.
Signs of problem Gambling
o Gambling much longer than intended.
o Gambling until you spend the last penny.
o Using up incomes or even saving to gamble, while bills remain unpaid.
o Borrowing money continuously to finance your gambling needs.
o Neglecting your family and professional responsibilities.
o Stoop to stealing, cheating or selling household stuff to get gambling money.
o Gamble with the hope that it will solve financial woes or even win back losses.
o Relieve feelings of depression.
o They can easily set up a gambling account and there are a variety of forms of gambling – right from traditional betting, to casino gambling, lotteries and bingo. All this makes online gambling tremendously appealing.
o There is no time limit and in the absence of a supervisor, a person can go on gambling for up to 24 hours a day.
o As you play, there is a decreased perception of the value of cash and players frequently forget that they are playing with cash.
Online Gambling and its effects
Though many believe that legalized gambling is just harmless entertainment, but people already affected by it and continuous study results have veered on its deceptive nature. In fact, it is considered to cause even more harm than playing in a live casino building. The health and emotional difficulties associated with gambling disorders includes depression, circulatory disease, substance abuse and even risky sexual behavior. Recent studies have concluded that online gambling comprised basically of unmarried and younger participants over people who never gamble. Contrary to the fact that internet is associated with high education level and higher income strata, the study pointed out that online gambler addicts belong to lower education and income levels. Online gambling is one of the fastest growing addictions to afflict the youth today.
The American Psychological Association (APA) conducted a study wherein they found that 74% of online gamblers are problematic or pathological gamblers. Among this, the group that is most at risk is the teens. Online problem gamblers spend much more money on the online gambling websites than the amount teenagers spend on drugs. The worse bit of online gambling is its anonymity. Earlier, a person had to go to a gambling house in order to satisfy their urge to gamble and everybody knew how you fare or how much you lost. But now, you just walk into your office or bedroom and there goes your savings in thin air, and not a soul gets a whiff of it. The lenient regulation measures of the online gambling industry have only added on to the problem.
Legal minds turned to Internet gambling laws as a specialty when the industry went beyond growth and exploded into the public mind. “The law surrounding Internet gambling in the United States has been murky, to say the least,” according to Lawrence G. Walters, one of the attorneys working with gameattorneys.com.
In contrast, Internet gambling laws in the U.K. have made the lives of providers and players a bit easier. The passage of the Gambling Act of 2005 has basically legalized and regulated online play in the U.K.
With the objectives of keeping gambling from promoting “crime or disorder” the U.K. act attempts to keep gambling fair, in addition to protecting younger citizens and others who may be victimized by gambling operation. Unlike the United States, which still clings to the 1961 Wire Wager Act, the U.K. significantly relaxed regulations that are decades old. A gambling commission was established to enforce the code and license operators.
A Whole Other Country
According to Walters and many other observers of the Internet gambling laws scene, the United States Department of Justice continues to view all gambling on the Internet as illegal under the Wire Act. But there are details in the federal law that defy attempts to throw a blanket over all online gambling.
The Wire Wager Act forms the basis for federal action on Internet gambling laws in the United States. The law was meant to complement and support laws in the various states, focusing primarily on “being engaged in the business of betting or wagering” using wire communication to place bets or wagers on sporting events or similar contests. The law also comments on receiving money or credit that results from such a wager. The keys are “business,” “money or credit” and “wire communication facility.”
But as many attorneys and proponents of fair Internet gambling laws emphasize, the federal law does not specifically address other forms of gambling. This has left the law open to interpretation when it comes to online casinos specifically and using the World Wide Web to play online games.
October 13, 2006 is a crucial date in the controversy surrounding the legalization of gambling. For anyone wishing to understand Internet gambling laws, the federal law passed on that day is essential knowledge. President George W. Bush signed the Unlawful Internet Gambling Enforcement Act (UIGEA), which is intended to limit some “financial transactions” used for online gambling.
But even if current federal gambling laws can clearly define something as simple as a legal gambling age, the newer UIGEA has not settled all the dust raised around the issue of online gambling. Attorneys such as Walters (and many others) have pointed out that the UIGEA seems to refer only to financial transactions and wagers that are illegal where the wager or transaction is made. Some wagers may be legal while others may not be legal. It’s as simple as that.
The UIGEA had some effect on Internet gambling, in that many successful companies got out of the business, at least in the United States. In fact, with the passage of the law in 2006, most U.S. online players found they could not play at an online casino or poker room, for a short time. Many of the gambling providers found ways to establish offices and servers outside of the U.S. so that could invite United States players back in.
It’s now time to stop, take a deep breath and turn to Internet gambling laws in the various states. Some have passed their own rules and regulations (before and after UIGEA). In a few states, companies cannot operate an online gambling business. In other states it is illegal for an individual to place a bet using the Web. Some legal experts argue that these individual-state rules are unconstitutional since commerce across state lines should only be regulated by federal law, not state law. Commercial online gambling businesses don’t operate in the United States, however. If you want to visit their “home offices” you may have to travel to Malta, Gibraltar or Curacoa.
The 2005 U.K. law generally allows remote sites such as these. The rules are not so relaxed in the U.S. However, a recent appellate court ruling in the U.S. states that, in at least one case, an Web-based gambling site did not violate states laws. Most legal minds urge gamblers and others interested in the issue to stay tuned.
Some have given their attention to finding benefits of legalized gambling, noting that this huge industry might be a key to economic recovery in the United States. At the heart of their argument are examples such as established lotteries run by various states, in addition to the government revenues that flow in to state coffers from riverboats and land-based casinos.
Part of this effort rests on the shoulders of more than 100 legal representatives working for common sense in Internet gambling laws. This hoard of attorneys has the task of trying to keep the World Wide Web/Internet free from government intervention.
Bob Ciaffone is considered one of the experts on the subject of gambling and poker in general, and on the transition to online gambling. He suggests that any regulation of Web-based gambling should reduce competition from outside the U.S., so that the citizens of the U.S. would benefit in legal gambling states. His detailed plan would parallel the U.K. situation since that country passed its 2005 rules. Ciaffone also strongly urges U.S. lawmakers to keep Internet gambling laws separate from the 40-year-old Wire Act, which was passed to control illegal gambling over the telephone.
In essence, Ciaffone writes that the UIGEA attempted to do the right thing, but does it in all the wrong ways. The restrictions have severely handicapped what could be a great revenue source with proper regulation, according to Ciaffone.
Consider a statement on the UIGEA from the most-recognizable poker player in the world, Doyle Brunson. Though is comments apply to his favorite game of poker, they can easily relate to all Internet gambling laws. He said, in essence, that his company received good legal advice that indicates Internet poker is not “expressly” illegal. He encourages U.S. players to learn the laws of their own state.